Pay Over Time with Shop Pay Installments

Enjoy your new sofa now and pay over time with Shop Pay Installments. Checking eligibility is fast at checkout, and approved customers can choose interest-free or monthly payments—subject to approval and availability.

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How It Works

  • 1.

    Add to cart → proceed to checkout

  • 2.

    Choose Shop Pay at checkout


  • 3.

    Select Shop Pay Installments and pick a plan
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FAQ

What is Shop Pay Installments?

A checkout option that lets you split your purchase into multiple payments through Shop Pay (financing provided by a third-party partner). Plans shown at checkout depend on your cart total and eligibility.

Will I be charged interest or fees?

Many “Pay in 4” plans are interest-free. Monthly plans may include APR. All costs are disclosed before you confirm.

Does checking my eligibility affect my credit score?

Checking eligibility typically uses a soft inquiry (no impact). Certain monthly plans may involve additional checks that can affect your credit. Details are shown at checkout.

When are payments due?

For Pay-in-4, payments are usually every two weeks. Monthly plans bill on a monthly schedule. The exact dates are shown when you choose a plan.